We supply our merchant clients with high-tech GPRS and Wi-Fi point-of-sale devices that take a wide range of local and international payment cards and facilitate Near Field Communication (NFC) and mobile payments over our nationwide network. We can then lend a new payment option to merchants with end-to-end management from the point a payment is made until it hits their accounts. We also offer QR code payment services, which enable merchants to accept payments by scanning their QR code with specific mobile apps.

We offer an online payment gateway that is connected to the payment providers of Visa, Mastercard, and the Central Bank of Iraq to facilitate safe and reliable online payment transactions conducted through merchant websites and applications, allowing merchants to overcome geographical barriers and keep up with 3rd-1 e-commerce advances. Thanks to the security technologies provided by ‘Visa Secure’ and ‘Mastercard Secure Code’ – which verifies each transaction with a password – our payment gateway provides the highest level of protection for processed transactions. Furthermore, by providing the tokenization service, which is used to fulfill recurring payments, subscriptions, and bill settlements, we implement solutions that protect user data while shopping online.

We provide our merchants a wide range of value-added services to help them run their businesses more efficiently and effectively, as well as the best solutions to ensure their customers’ contentment. These include: Real-Time Currency Conversion (Cardholder Preferred Currency) This service enables merchants to provide additional services to clients who use foreign credit cards. Merchants receive payments in their native currency, while customers have the option of paying in their own currency. Integration of POS and Cashier Systems This service speeds up the payment procedure and reduces the risk of human error when manually inputting a transaction amount. Call Center Service Our call center is open 24 hours a day, 7 days a week to provide merchants with ongoing assistance and training. We also provide a variety of other services, such as anti-fraud reports and solutions, to meet the demands of merchants and their clients.

We have a massive network of point-of-cash agents and facilities that provide salary disbursement services to pensioners, state employees, and individuals from governmental and commercial banks, as well as disbursement of grants and subsidies from state institutions and humanitarian organizations. Since the company’s systems are connected to the Iraqi National Blue, Mastercard, and Visa networks, these services can be provided regardless of the card issuer. To ensure increased consumer outreach, our point-of-cash agent network spans over 4,500 sites across Iraq.

We have a large network of card distribution agents for various Blue E-Payment Card Agents provided by Blue e-payment cards. We provide agents with additional services such as issuing and activating various Blue e-payment cards, reloading card balances, and selling non-reloadable online shopping cards to help them grow their client businesses. Our network has approximately 2,000 agents spread across Iraq’s governorates. To join our agent network, please submit a completed application via the link here, and our team will contact you promptly

Our nationwide network of e-voucher and gift card distribution agents serves consumers in all Iraqi governorates, selling a variety of e-vouchers and gift cards, including iTunes, Google Play, PlayStation, PUBG, Facebook, Skype, and other popular brands, as well as phone recharge vouchers. Please submit a full application using the link here to join our agent network, and a member of our staff will contact you as soon as possible.